Could Tax Reform Make the Financial System Safer?

July 21st, 2011

In the deafening cacophony of voices in Washington on the debt ceiling, it is easy to miss a potentially more significant development. There is growing bipartisan interest in tax reform, including changing the corporate tax system to make it more sensible and a bulwark against financial sector instability.

The House Ways and Means Committee and the Senate Finance Committee held a joint hearing last week — the first time these two committees had met in this fashion to discuss taxation in more than 70 years, their chairmen said. The theme of the hearing, “Tax Reform and the Tax Treatment of Debt and Equity,” might sound dry, but in fact it was well designed to carve out some space for agreement across the political spectrum.

The basic question at the hearing was: Did the tax code contribute to the severity of the financial crisis in 2008-9? At on Read more…

Tags: Reform, Tax Reform

Program Identified As Cause of Inflated Chicago Median Home Prices

July 21st, 2011

A program used to analyze housing data has been identified as the cause of inflated median price calculations for the city of Chicago, the Illinois Association of Realtors announced today.

The program failed to recognize some data fields and subsequently eliminated an average of 11 percent of records per month beginning in November 2010; originally, they thought they may have overstated the figures since 2008 .

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Tags: Median, Median Home

Aurora Bank Review: High Yield Savings, Checking, CDs And Mortgages

July 21st, 2011

For the past year or so Ive had an online savings account with Ally Bank where we keep the bulk of our 1 year emergency fund savings stashed. We also have some goal based savings accounts at ING Direct where were saving up for savings goals like vacations, new cars (we pay ourselves a car payment) and a house down payment.

Because I’m a personal finance blogger, however, Im always trying to keep abreast of what banks are out there, what the best current bank rates are on high yield savings accounts. I

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Tags: Savings, Savings Checking

Commercial Boston Real Estate A Primer

July 21st, 2011

When speaking with a group of Boston Real Estate investors recently in Philadelphia, the question arose as to precisely how numerous of them have completed a commercial Boston Real Estate deal in the last year, and surprisingly, the answer was none. It seems which numerous of them were either happy with the currently market conditions or they didn’t really have the aptitude to go about buying a commercial house.

Marketplace specialization? No. It seems which the majority of Boston Real Estate transactions go something like this:

1. Residential Boston Real Estate is the sweet spot of the small Boston Real Estate investor.

2. Commercial Boston Real Estate is typically left for the small business owner, who has decided to stop renting.

3. T

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Tags: Boston Real, Boston Real Estate, Estate, Real Estate