Orange Savings Account – Free $50 and $25 Bonus

December 16th, 2011

ING Direct Orange savings accounts present us with a very solid and useful savings platform.  In fact I liked it so much I opened and account and have all our savings with ING Direct.  My advice is for you to do the same.

Im out of $25 bonus links for the savings account but right now ING Direct is offering a free $50 bonus to all new customers who open an Electric Orange checking account.

There are no ATM fees, no monthly fees, and no account minimums. A

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Tags: Account, Orange Savings, Orange Savings Account, Savings Account

What Credit Card Reward Schemes are there?

December 11th, 2011

From 0% balance transfer credit cards to interest free credit cards, there is a wide range of choice available for anyone looking to apply for a card. As well as options such as this, there are also some good credit card reward schemes in existence that add extra benefits for consumers. Read on to find out about some of the most popular options.

Discount schemes

One good reward scheme on offer from credit card companies is the discount scheme. It’s worth looking in detail at the specific discounts on offer with the card you are applying for to see whether you would be able to get use out of them.

Examples of discounts you can find include reductions on the cost of gym memberships, reduced rates when you book holidays through a specific company and discounts on some exciting days out.

Air miles

One common question about credit cards is how air miles credit cards work. T Read more…

Tags: good credit card

Life is Better with Frosting: Start a Home-Based Cake Decorating Business

December 9th, 2011

Do you enjoy baking for others? When you ask what to bring to a potluck, do you get specific dessert requests? Can you wield a Wilton #3 with the flair of Picasso? Were you a pro at decorating cakes with fondant well before fondant was cool?

If so, consider starting your own cake decorating business, where you can thrill customers and indulge your artistic vision while juggling the tasks of a student or a homemaker. And while starting a home-based food business is not exactly a cake walk, it is one of the most gratifying money making ideas, and we do have some useful tips (tipsget it?) to get you started.

First of all, acquaint yourself with state and local regulations for food-based businesses.

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Tags: Decorating, Decorating Business

Tax Increase Proposals Bubbling Up for California Ballot

December 7th, 2011

Fox & Hound blog summarizes the five tax increase initiatives potentially making it to California’s 2012 ballot:

  • Governor Jerry Brown’s (D) proposal to raise the sales tax by a half-cent and raise income taxes on high earners. Top rate would be 12.3 percent, up from the current 10.3 percent.
  • Teachers’ union “Courage Campaign” proposal to impose higher income taxes on top earners. Top rate would be 15.3 percent.
  • Tom Steyer proposal to adopt single sales factor, taxing multistate companies based on their share of sales in California as opposed to their share of property or employees in the state.
  • “Think Long” proposal that broadens the sales tax, lowers rates, and raises a large amount of revenue.

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Tags: Ballot, Tax Increase